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We offer a 403(b) retirement savings plan to help you plan a financially secure future. Through this plan you have flexible contribution rates, a choice of best-in-class investment options, and — unlike the traditional bank account — a way to reduce your current income taxes.

* Retirement Saving Plan Highlights
* Summary Plan Description

For questions about your investment options, contact the TIAA investment managers.

Employee Contributions

All regularly paid employees (scheduled to work 20 hours or more per week) are eligible to participate through employee contribution (including hourly and per diem) except students, stipend-paid, and temporary employees. You may begin or make changes to your salary reduction contributions, pre-tax, at any time following your first regulary scheduled paycheck. Please visit the TIAA Self Service page on CenterNet for more information on using the online feature.  

Contribution Limits

Salary reduction contribution limits are set by the IRS and are subject to calendar year limits.

The amount for 2023 is $22,500 (or $30,000 if you will be 50 years or older in 2023.)

Enroll online/Manage Contributions

Enroll online/Manage Contributions with TIAA 

* Fred Hutchinson Cancer Center (formerly FHCRC and SCCA) Retirement Plan New Hire Info

Employer Contributions

For eligible employees, employer contributions begin after one year of elapsed time as an employee with the organization. If an employee exceeds the Social Security Wage Base then the contribution increases to 12 percent. The Fred Hutch Retirement Savings Plan is non-contributory, meaning eligible employees will receive employer contributions regardless of their own contributions, once eligible. Current contribution rates follow:

  • 7 percent of salary up to the Social Security wage base ($160,000 for 2023)
    (If your compensation exceeds SSWB, then 12 percent of salary thereafter, up to annual IRS limits.)

Employer contributions will begin on the first day of the calendar month coincident with or next following the date you complete one year of elapsed time. For example: if you begin work Aug. 1, employer contributions would begin August 1 of the following year; if you begin work Aug. 5, employer contributions will begin Sept. 1 of the following year.